Financial Tools for Simplifying Compliance
Financial Tools
Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision-making process.
Financial Calculators
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator is designed to calculate the recognized loss, gain, and the basis for a like-kind exchange.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Use this calculator to see what it will take to pay off your credit card balance and what you can change to meet your repayment goals.
Home Equity Debt Consolidation
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Roll-Down Your Credit Card Debt!
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
Health Savings Account (HSA) Savings Calculator
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Internal Rate of Return (IRR) Calculator
Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
Municipal Bond Tax Equivalent Yield
Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
Use this calculator to determine the present value of a known final future value plus a stream of deposits.
Use this calculator to determine the value of your stock options for the next one to twenty five years.
Equity Line of Credit Payments
What will my monthly payments be for an interest only equity line of credit?
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Home Equity Line of Credit Calculator
How big of a home equity line of credit can you receive? Use this calculator to find out!
Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify for a loan.
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Fixed Rate Mortgage Vs. Interest Only Mortgage
Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
Mortgage Comparison: 15 Years Vs. 30 Years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Use this calculator to determine your monthly payment and amortization schedule.
Save thousands of dollars in interest by increasing your monthly mortgage payment.
Should you buy points? Use this calculator to find out.
Can you buy your dream home? Find out just how much you can afford!
Should you refinance your mortgage? Use this calculator to determine when you will break even.
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Are you better off buying your home, or should you continue to rent?
Balance your checkbook with this quick and easy calculator.
Analyze your budget, see where your money goes and find out where you can improve!
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
How long will my retirement savings last?
Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
Individual 401(k) Savings Calculator
Use this calculator to see the benefits of an Individual 401(k) for the self-employed.
Required Minimum Distribution (RMD)
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Roth 401(k) vs. Traditional 401(k)
Use this calculator to determine which 401(k) contribution type might be right for you.
This calculator will show the advantage, if any, of converting your IRA to a Roth.
Use this calculator to determine which IRA may be right for you.
Use this calculator to estimate your Social Security benefits.
Certificate of Deposit Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Use this calculator to help develop or fine tune your education savings plan.
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Find out when your savings plan may make you a millionaire!
Use this calculator to help you determine your paycheck for hourly wages.
Net to Gross Paycheck Calculator
Determine the gross paycheck needed to provide a required net amount.
Use this calculator to help you determine the impact of changing your payroll deductions.